The information contained in this summary should in no way be construed as a promise or guarantee of
employment. The company reserves the right to modify, amend, suspend, or terminate any plan at any time
for any reason. If there is a conflict between the information in this website and the actual plan
documents or policies, the documents or policies will always govern. Complete details about the benefits
can be obtained by reviewing current plan descriptions, contracts, certificates, policies and plan
documents available from your Human Resources Office. This website highlights recent plan design
changes and is intended to fully comply with the requirements under the Employee Retirement Income
Security Act (“ERISA”) as a Summary of Material Modifications and should be kept with your most recent
Summary Plan Description.